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HAPPY BIRTHDAY, ![[livejournal.com profile]](https://www.dreamwidth.org/img/external/lj-userinfo.gif)
soda_and_capes!!!
soda_and_capes!!!mmm, pancakes. I'm starting to hit that sugar high. 8)
Now I'm done with my breakfast I should be getting the laundry prepped and get out of here, but I haven't posted much of any content in days so I think I should make the attempt. Let's see if I can focus well enough with the sugar coursing through my veins.
Yesterday we talked with the loan officer and she confirmed our suspicion that the bank will let us get a loan for a much more expensive house than what we really want to make payments on. She was careful to stress that she never recommends buying something as expensive as you possibly can, because you might have other things you want to do with your money than pay for housing. I'm of the opinion, personally, that this is one way people fall into debt - get a house that's more expensive than they really want to pay, then use their credit cards to get the other things they want to spend their money on, then get a second mortgage on the house to pay off their credit cards. A vicious circle. Which is probably why the weird house with all the gables (I almost typed 'bagles') which we looked at is on the market at all. They'd had it since 1983 and now they need to sell before it gets foreclosed. Although I guess I can't deny the possibility that there was some debilitating illness of a family member and their debt came from medical bills or something, that doesn't seem the most likely story.
Anyhow. Clocks! ( Clocks! )
Off to laundry, now. :)
Now I'm done with my breakfast I should be getting the laundry prepped and get out of here, but I haven't posted much of any content in days so I think I should make the attempt. Let's see if I can focus well enough with the sugar coursing through my veins.
Yesterday we talked with the loan officer and she confirmed our suspicion that the bank will let us get a loan for a much more expensive house than what we really want to make payments on. She was careful to stress that she never recommends buying something as expensive as you possibly can, because you might have other things you want to do with your money than pay for housing. I'm of the opinion, personally, that this is one way people fall into debt - get a house that's more expensive than they really want to pay, then use their credit cards to get the other things they want to spend their money on, then get a second mortgage on the house to pay off their credit cards. A vicious circle. Which is probably why the weird house with all the gables (I almost typed 'bagles') which we looked at is on the market at all. They'd had it since 1983 and now they need to sell before it gets foreclosed. Although I guess I can't deny the possibility that there was some debilitating illness of a family member and their debt came from medical bills or something, that doesn't seem the most likely story.
Anyhow. Clocks! ( Clocks! )
Off to laundry, now. :)
Rules: Once you've been tagged, you are supposed to write a note with 25 random things, facts, habits, or goals about you. At the end, choose 25 people to be tagged. You have to tag the person who tagged you. If I tagged you, it's because I want to know more about you.
Ha, right. I don't want to tag anyone. I'd love to see people's answers, but I'm not going to force anyone. I'm only posting this here because I was tagged by someone on Facebook and kind of felt like I had to play, since they're mostly my coworkers. And once I'd gone to all that trouble to think up 25 (incredibly dull) facts I figured I should post it here, too, so as not to waste the work.
( 25 things )
Ha, right. I don't want to tag anyone. I'd love to see people's answers, but I'm not going to force anyone. I'm only posting this here because I was tagged by someone on Facebook and kind of felt like I had to play, since they're mostly my coworkers. And once I'd gone to all that trouble to think up 25 (incredibly dull) facts I figured I should post it here, too, so as not to waste the work.
( 25 things )
.